**MUST BE EXPERIENCED WITH HMDA AND ENCOMPASS.** Compliance knowledge a plus.
**The salary is solely based on experience.**
Review Encompass files for accuracy in HMDA reporting. Correcting all errors on a quarterly basis to prepare files for annual submission
Quality Control, Review
Assist in Quality Control Reviews and making sure files are gathered and prepared for various state and external Audits.
Assist in preparing and uploading files for post-closing review with CMR
Review pre- closing issues and interact with Underwriting Manager and underwriters to correct errors. Assist in preparing management reports for pre- and post- closing audits.
Assist compliance manager in following up with missing disbursement packages from loan closing.
Process new applications-background check. prior licensing information. Research prior/current licensing information of new applicants, run internet searches, education searches, research and resolve any licensing issues, review background check with Senior Compliance Coordinator
Access NMLS to track licensing information for loan officers-education, testing, licensing issues, criminal background check. Research each new state for loan originator requirements. Assist loan officers in scheduling education, tests, and fingerprints through NMLS and through educational entities approved by NMLS.
Submit new loan officer applications through NMLS using information from the MU4 licensing form. Check each state for additional submission information, gather from potential loan officer, and send to appropriate banking department.
Branch licensing- research each state through NMLS, AllRegs, and the State Banking Department sites to find the licensing requirements for branches. Gather appropriate lease information and branch manager contracts for submission to appropriate banking departments. Submit lease copies to accounting once all is signed. Request photo’s of each branch, exterior and interior, for banking department submission and signage requirements. Once branch is approved, coordinate appropriate signs and postings per banking department regulations. Send original license to branch for posting.
Assist in maintaining tracking of various continuing and mandatory education for staff with regards to Fair Lending, new programs, etc. Maintain reports and disseminate to management and human resources.
Assist the Chief Compliance Officer in research to maintain a high level of compliance with various state and federal regulations
Vendor Vetting, Secure Insight:
New Vendor vetting and follow up. Research and report on findings for any new third party vendors, establish contact and obtain all necessary requested documentation to comply with vetting.
Assist with emails on finding closing agents and title companies in Secure Insight. Contact these vendors for missing information
Any other duties commensurate with the job position.