Job Responsibilities: • Originate, input, process, underwrite (decision credits) docs, fund, book, post docs, loan servicing, reporting (covering the entire spectrum of loan origination and servicing with primary emphasis in consumer loans). • Provide qualified information to existing and new members. • Interview applicants and reviews consumer loan application file to verify application data is complete and meets Credit Union standards • Obtains necessary valuations of the collateral (Blue Book, Carfax, etc.). • Pull and review credit reports. • Manage a loan pipeline and the loan process to ensure loans fund in a timely manner. • Process loans in accordance with Credit Union policy, guidelines and conform to all State and Federal Regulations such as the Equal Opportunity Act, Fair Debt Collection Practices Act., Fair Credit Reporting, Truth in Lending Act, etc. • Handle consumer servicing related functions including payoffs and title releases. • Perform business development activities to increase production including maintenance of a client database, client and customer calling/monitoring efforts and additional activities as requested by management. • Monitor competitor rates, terms, and pricing frequently and make recommendations as needed to maintain competitiveness and profitability. • Monitor assigned critical control functions and reports as assigned. • Assist other departments as needed. Position Requirements: • College background is preferred but not required. • 3-5 Years credit experience (consumer, mortgage or commercial) • Self-motivated and results oriented with ability to close loans and achieve productivity standards • Excellent interpersonal and strong written and verbal communication skills • Strong analytical and organizational skills • Business math to calculate income, assets, debts (including Loan-to-Values and debt ratios) • Proficiency in Word and Excel; familiarity with a Loan Origination System (Calyx a plus). • Teamwork and customer service oriented • Excellent time management skills and adaptability to a fast-paced environment