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Loan Officer

Multiple Locations, USA

Assurance Financial 

Loan Officer -- 2021

Under the direction of the Branch and/or Production Manager, originate and set-up of residential mortgage loans within the branch; markets and promotes loan products and services to its client base of Realtors, builders, professional contacts and potential past clients.
Duties and Responsibilities
  • Markets and promotes the suite of Assurance residential products.
  • Meet and excel to exceed the Company’s minimum production standards on an ongoing basis, by taking complete and accurate loan applications.
  • Establish and maintain relationships with Realtors, bank officers, builders, new home sales representatives and other referral sources in order to develop new relationships and retain existing business.
  • Monitors overall customer satisfaction with all parties involved on each individual loan from application– to- closing, including but not limited to counseling and pre-qualifying potential home buyers.
  • Collects and analyzes information regarding the customer’s income, assets, investments and debts.
  • Accurately evaluate the buying, building or refinancing needs of each customer in order to determine which financial products best meets the customer’s needs and financial circumstances.
  • Advises the customer regarding the advantages and disadvantages of different loan products.
  • Obtains all necessary application and underwriting support documents along with the appropriate fees and lock in information.
  • Oversees the loan process by monitoring loan status and ensures conformity with terms.
  • Communicates loan status to all interested connected parties.
  • Negotiates terms and conditions of loans with customers.
  • Stays abreast of trends and developments in the local real estate and competitive markets as well as, changes in rules and regulations pertaining to conventional and government-insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures.
  • Other duties as assigned.
Requirements and Expectations
  • High school diploma or equivalent.
  • Appropriate state licenses required.
  • A minimum of 12 months loan originator experience required for Loan Originator; minimum of 5 years loan originator experience required for Senior Loan Originator.
  • Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
  • Demonstrated judgment and decision making ability.
  • Excellent and effective presentation and communication skills, both verbal and written.
  • Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
  • Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
  • Continue to expand knowledge
John Tidwell
JBA  |  Business Development Consultant
a: 1192 North Lake Avenue, Pasadena, CA 91104
e: | w:
m: (818) 585-6876

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