Job Summary
Provides quality Underwriting in a paperless work environment, reviewing files for adherence to
underwriting standards.
Verify and analyze all necessary financial information and documentation; ensure that loan files
contain all necessary credit and legal documents
Perform thorough analysis of applicant's income and expense data, asset documentation,
credit reports, and property valuations to affirm borrower qualifies for loan
Calculate qualifying ratios, determine creditworthiness; provide risk opinions
Meet monthly performance metrics (productivity/quality
Requirements for Loan Processor
3-5 years’ customer-facing mortgage underwriting experience
FHA/VA/USDA loans experience strongly preferred
Advanced mortgage loan appraisal review and tax return analysis skills
Ability to comprehend and apply multiple agency and investor guidelines
Proficiency in automated underwriting applications
Proficiency with MS Office Suite, Encompass 360, email and web research
Able to work in a team environment and possess excellent time management skills (multi-
tasker)
We offer:
Competitive Salary plus performance-based bonus
Employer Matching 401k plan
Medical Insurance
Option to work remotely
A positive working environment with a culture fueled by success