Credit Analyst /Accounting Background

Location: Clayton, MO
Date Posted: 02-07-2018
 
The Credit Analyst position is expected to monitor the performance of commercial borrowers, identify deviations from agreed upon performance, and take the appropriate remedial steps. The Credit Analyst should strive to understand the client’s operating performance and needs, and work to build strong working relationships with clients, and other constituents. The Credit  Analyst will work closely with a Loan Officer to assess client credit risk.

RESPONSIBILITIES:
  • Conduct financial analysis of credit and collateral of borrowers, with emphasis on data accumulation and trend analysis
  • Perform financial, operational, valuation, underwriting, and transactional analysis
  • Complete borrower risk assessments
  • Interact with various management staff
  • Travel to client sites – very little
POSITION REQUIREMENTS:
  • Bachelor's degree in Accounting, Finance, or Economics; if non-business coursework was completed for an undergraduate degree, an MBA would also meet the educational requirements
  • 2 years of public accounting experience and CPA a plus
  • Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
  • Ability to multi-task in a fast paced environment
  • Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses.
  • Superior interpersonal, writing and oral communication skills
  • Ability to travel
  • Above average knowledge of MS Word and Excel mandatory
  • There will be some on-the-job training; however, the candidate should be a “self-starter”
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